Kansas Car Insurance

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Kansas insurance rates. Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year.

Your current Kansas car insurance company may be charging you significantly more than you should be paying.

The More You Quote, The More You Can Save!

Don't assume the rates you paid last year for Kansas car insurance will be the same this year. It's important to comparison shop your coverage with different Kansas insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Kansas.

Compare Kansas Car Insurance Rates

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. Insurance companies base their rates on many different factors, some of which are not under your control.

Both New Car and Used Car Insurance Quotes

It only takes about five minutes to get multiple estimates from different companies in your area. Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $295, while physical damage insurance costs $418 for the average Kansas driver.

Keep in mind when getting a Kansas car insurance quote that the Kansas state minimum liability limits are 25,000/50,000/10,000. You will want to buy more liability insurance than that however.

Buy Online or Find a Kansas Agent

Online car insurance rates for Kansas can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison.

You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event. People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Kansas companies today and prevent this from happening to you.

Kansas Admitted Car Insurance Companies

Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Kansas drivers. Even though Wichita may have the most people in Kansas, that doesn't mean car insurance rates will be higher or lower where you live.

Lower your Kansas Car Insurance with These Tips

  • Consider dropping physical damage coverage on older vehicles
  • Filing even a small claim could cause you to lose a discount on your policy
  • Clean up your credit report and see significant savings
  • Kansas car insurance ratings can vary depending on your home address and rates in some parts of Kansas may be lower than in other areas
  • Students with good grades often qualify for a discount rate
  • Compare rates now! You might be able to save 40% or more on car insurance in about 5 minutes!

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

Why throw money away on high car insurance rates? Click to start a quote!

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Compare Kansas Rates
Most Stolen Cars in Kansas
  • 2000 Dodge Caravan
  • 2001 Dodge Intrepid
  • 1993 Jeep Cherokee/Grand Cherokee
  • 2002 Ford Explorer
  • 1996 Ford Taurus
  • 2000 Honda Civic
  • 1997 Ford F150 Pickup
  • 1999 Dodge Ram Pickup
  • 1990 Chevrolet 4x2 Pickup
  • 1996 Honda Accord
Kansas Insurance Statistics
  • Minimum liability requirements in KS are $25,000 per person, $50,000 per accident, and $10,000 in property damage liability
  • There are 2,818,747 people in KS, over 1,987,200 licensed drivers, and over 5,954 vehicle thefts each year
  • Comprehensive coverage costs and average of $192 and collision coverage averages $226. Liability insurance is an additional $295.
  • Kansas ranks 46 out of 50 states for car insurance costs. Average car insurance rates in KS are $568.
  • Homeowners insurance in Kansas average $904 but if you combine your home and car insurance with the same company you could get a discount.