Do you want to learn how to find more competitive car insurance rates in Leawood, KS? Think you have an underperforming, overpriced car insurance policy? Don't sweat it because there are a lot of people in Leawood just like you who feel imprisoned by their car insurance policy.

A study showed that over 70% of consumers kept their coverage with the same car insurance company for over three years, and roughly 40% of drivers have never quoted car insurance rates at all. American drivers can cut their rates by about 47% a year by just comparing rate quotes, but they don't want to take the time to find lower-cost rates by getting comparison quotes. Many insurance companies vie for your business, and because of this it can be hard to compare auto insurance companies and uncover the absolute lowest rate on car insurance.

You need to get comparison quotes as often as possible because prices change quite often. If you had the best deal on car insurance on your last policy there is a good chance you can find better premium rates now. Ignore everything you know about car insurance because you're about to learn the things you must know in order to save money, get proper deductibles and limits, all at the lowest rate.

If you have a current auto insurance policy or just want cheaper rates, use these cost-cutting techniques to find the best rates without having to cut coverage. Buying the cheapest auto insurance in Leawood is much easier if you know where to start. Shoppers just have to use the most time-saving way to compare different rates online.

Car insurance providers offering competitive rates in Kansas

The following companies are ready to provide free rate quotes in Kansas. If more than one company is shown, we suggest you click on several of them in order to find the lowest rates.

Insurance Estimates for Popular Vehicles in Leawood
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LTZ 2WD $1,234 $617 $103
Chevrolet Silverado Crew Cab Hybrid 2WD $1,088 $544 $91
Dodge Ram Crew Cab ST 4WD $1,042 $521 $87
Ford Escape XLT 4WD $690 $345 $58
Ford F-150 XL Super Cab 2WD $730 $365 $61
Ford Focus S 4-Dr Sedan $1,068 $534 $89
Honda Accord LX 4-Dr Sedan $636 $318 $53
Honda CR-V EX 4WD $782 $391 $65
Honda Civic LX 4-Dr Sedan $812 $406 $68
Honda Odyssey EX-L W/Rear Entertainment $1,202 $601 $100
Jeep Grand Cherokee SRT-8 4WD $714 $357 $60
Nissan Altima 2.5 4-Dr Sedan $678 $339 $57
Toyota Camry LE $948 $474 $79
Toyota Corolla LE $900 $450 $75
Toyota Tacoma Double Cab TRD Sport Package 4WD $1,166 $583 $97
Volkswagen Jetta SE 4-Dr Sedan $1,220 $610 $102
Get Your Own Custom Quote Go

Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Kansas minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Rates do not factor in specific garaging location which can increase or decrease rates noticeably.

Auto insurance rates based on gender

The diagram below illustrates the comparison of car insurance costs for male and female drivers in Leawood. The information is based on no driving violations, no at-fault accidents, comprehensive and collision coverage, $100 deductibles, single marital status, and no other discounts are factored in on a Nissan Altima 3.5 SR.

Nissan Altima rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Get cheaper auto insurance with discounts

Some companies do not list every discount they offer in a way that's easy to find, so below is a list a few of the more common in addition to some of the lesser obvious auto insurance savings. If they aren't giving you every credit possible, it's possible you qualify for a lower rate.Cheaper auto insurance with discounts

Discounts save money, but please remember that most credits do not apply to the overall cost of the policy. Some only reduce individual premiums such as collision or personal injury protection. If you do the math and it seems like you would end up receiving a 100% discount, insurance companies wouldn't stay in business.

Larger auto insurance companies and a selection of discounts include:

Before buying, ask all the companies to give you their best rates. Discounts might not be offered on policies in Leawood.

Insurance agents can help

Some consumers just prefer to sit down with an agent and that is a personal choice. Agents can answer important questions and will help you if you have claims. One of the benefits of comparing car insurance online is that you can obtain cheap car insurance rates and still have a local agent.

Insurance agents in LeawoodAfter filling out this simple form, your coverage information is transmitted to companies in Leawood that give free quotes for your car insurance coverage. You don't have to find an agent as quotes are delivered to the email address you provide. If you need to get a price quote from one company in particular, feel free to navigate to their website to submit a rate quote request.

Choosing the best company should include more criteria than just the price. Some important questions to ask are:

Why you might not save $481 a year

Consumers in Kansas can't escape the ads for the lowest price car insurance from companies such as GEICO, State Farm and Progressive. All the ads advertise the message that people will save if you change your car insurance coverage to their company.

That's great but how can every company lower your prices?

All companies quote their best rates for the type of insured that will most likely be profitable. A good example of this type of driver might be married and over the age of 30, has no driving citations, and drives a vehicle with a low ISO rating. A driver that hits that "sweet spot" receive the lowest rate quotes in Leawood and will also save some money.

Potential insureds who fall short of the ideal profile may be required to pay higher premium rates and this can result in business not being written. The trick is to say "drivers that switch" but not "everyone who gets a quote" save money. That's why companies can claim big savings. This really illustrates why you really need to compare many company's prices. Because without a comparison, you cannot know with any certainty which company will have the lowest rate quotes.

Car insurance claim statistics

What vehicles have the most claims? The next tables show the worst and best cars and trucks for the probability of having claims.

Lowest and Highest Auto Insurance Medical Payment Claims by Manufacturer Model
Lowest Overall Losses Highest Overall Losses
Tesla Model S Mitsubishi Mirage
Ford Expedition Kia Forte
Ford F-250 SuperCrew Nissan Sentra
Chevrolet Corvette Dodge Charger
Chevrolet Silverado 3500 Chevrolet Sonic
Chevrolet Silverado 2500 Mitsubishi Lancer

Statistics from IIHS.org for 2013-2015 Model Years

Vehicles with the Lowest and Highest Car Insurance Liability Claims
Lowest Overall Losses Highest Overall Losses
Subaru Outback Hyndai Accent
Acura MDX Kia Optima
Volvo XC60 Chevrolet Cruze
Subaru Forester Chevrolet Impala
Audi A6 Mitsubishi Mirage
Fiat 500 Mitsubishi Lancer

Statistics from IIHS.org for 2013-2015 Model Years

Manufacturer Models with the Lowest and Highest Collision Claims
Lowest Overall Losses Highest Overall Losses
Mini Cooper BMW 6 Series
Ford Edge Bently Continental GT
Jeep Wrangler BMW M6
Ford F-250 SuperCab Audi RS7
Ford F-150 SuperCrew Bently Continental GTC
Nissan Xterra Bentley Continental Flying Spur

Statistics from IIHS.org for 2013-2015 Model Years

Lowest and Highest Car Insurance Comprehensive Claims by Manufacturer Model
Lowest Overall Losses Highest Overall Losses
Nissan Xterra Mercedes-Benz S Class
Smart ForTwo BMW M6
Volvo V60 Audi S7
Chevy Spark Bentley Continental GTC
Chevy Silverado 2500 Maserati Quattroporte
Nissan Leaf BMW M6

Statistics from IIHS.org for 2013-2015 Model Years

Be persistent to save money

We covered some good ideas how you can reduce insurance car insurance rates online in Leawood. The key concept to understand is the more rate comparisons you have, the better likelihood of getting cheap Leawood auto insurance quotes. You may even discover the lowest car insurance rates are with a small local company. Some small companies may often insure only within specific states and give getter rates as compared to the big name companies such as Allstate and Progressive.

Budget-friendly insurance in Leawood is possible both online as well as from insurance agents, and you should compare rates from both to have the best chance of lowering rates. Some companies may not have the ability to get quotes online and many times these regional insurance providers work with independent agents.

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